Private money


Smartcards give the possibility to companies and university to use one single card for many services. One of them is private money.



From restriction in the number of photocopy, buying facilities for small drinks and beverages or simply buy dinner at firm's canteen, Smartcards are a secure ally for employees.
Qilium's OS can comply with different integrator's structure. It is up to you to choose the system that you want to propose to your clients. Qilium's engineers will allow your solution to run with our operating system for smartcards.


Our OS allows different characteristics such as :
Secure messaging during transaction
Authentication of card holder by PIN
Value storage on card
Increase/decrease operation
Offline transaction (DDA)
Online transaction (SDA)






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